Financing

The REC Group integrates the Russian Agency for Insurance of Export Credits and Investments (EXIAR JSC), ROSEKSIMBANK Inc., and the ANO "Export School," which allows ensuring the availability of a product offer that meets the needs of exporters of various profiles at different stages of the export cycle - from the idea until payment receiving and goods and services export.

• Credit guarantee support for exporters
• Exporter's insurance support

«RosAgroLeasing»

RosSelkhozBank

The primary conditions of the program "Loan secured by acquired machinery and/or equipment":

• an advance payment of 10% of the cost of purchased machinery and/or equipment;
• loan term up to 7 years;
• the purchased technique and/or equipment acts as collateral;
• accrual of interest and principal on loan is carried out in monthly or quarterly payments;
• grace period for loan repayment up to 12 months, during which only interest is paid.

Sberbank

• payment of a part of the interest amount on loan in the amount of the refinancing rate at the date of the loan agreement by the Government of the Republic of Belarus;
• financing for different types of collateral, including secured by the purchased equipment;
• reliable suppliers of machinery and equipment.

Loan obtaining scheme:

1. Marking out an application for a loan for the equipment purchase.
2. Presentation complete package of documents by the buyer to the regional branch of "Sberbank of Russia";
3. Bank evaluation of the buyer's creditworthiness;
4. Decision to grant the loan with the payment of the loan rate;
5. Closing a loan agreement and a pledge agreement with the bank;
6. Payment of advance payment and fulfillment by the buyer of the bank's requirements for providing security under the loan agreement;
7. Obtaining a loan and transferring money to the dealer's account.
8. Obtaining the purchased equipment;
9. Registration of compensation for a part of the loan rate in the amount of the refinancing rate of the Central Bank of the Russian Federation.

Federal subsidies

Federal subsidy programs

Within the Federal Program for the Agriculture Development and Regulation of the Markets of Agricultural Products, Raw Materials and Food for 2013 - 2020, subsidies are paid from the federal and regional budgets to the Russian agribusiness entities for reimbursement of the cost of interest on investment loans of up to 8 years obtained in the Russian credit organizations for the purchase of agricultural machinery and equipment used in crop and husbandry production.

Regional subsidies

Regional subsidy programs

In every region of the Russian Federation, regional subsidy programs have been developed in which the following types of subsidies are available:

• subsidies for reimbursement under lease agreements regarding the payments that constitute income of the lessor, net of the cost of purchased on lease equipment, as well as reimbursement of the advance payment;
• subsidies to reimburse part of the cost of purchasing machinery and equipment;
• subsidies for reimbursement of costs concerned with the payment of the cost of remuneration for the provision of a bank guarantee and (or) under surety agreements;
• other subsidies.